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Welcome to Innovative Wealth Building where we've been proudly serving Southern Maryland and beyond since 1999.
We know that talk is cheap, so we work hard each and every day to empower our clients to achieve Financial Independence.
Our value proposition is simple - we provide honest, straight forward advice so you can make great financial decisions. 
We value each and every client that we have the privilege of serving, and we thank you for the trust you place in our team. 
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Our Team!

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Warren Brooks

Jennifer Hill

Kennah Parham

Terry Parham Jr

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In·no·va·tive (adjective)

“A person or company that seeks continual improvement with the aim of  increasing efficiency, effectiveness or gaining a competitive advantage.”

We are Innovative Wealth Building (also known as "IWB"). We're a collection of professionals working together with one goal - to help you achieve your dreams.



IWB is a registered investment advisor and we're federally regulated by the Securities Exchange Commission (SEC).


By definition an RIA must put their clients' best interest first.


Cash Flow

Flexible Payment Planning
  • Budgeting

  • Emergency Fund

  • Tax Planning

Goal Planning

Engineering Sketch
  • Buying a Home

  • Education Planning

  • Retirement Planning


  • Portfolio Review

  • Investment Education

  • Portfolio Reallocation


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  • Needs Analysis

  • Insurance Strategies

  • Estate Planning

Assets & Liabilities

Luxury House
  • Net Worth Analysis

  • Debt Reduction

  • Credit Repair


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  • Social Security & Medicare

  • Small Business Planning

  • Plus Much More


Office Number: (240) 237-8086
23567 Oak View Drive, Suite A
California, MD 20619


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Innovative Wealth Building LLC (IWB) is a SEC registered investment adviser. IWB may only transact business in those jurisdictions in which it is registered or qualifies for an exemption or exclusion from registration requirements. IWB’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of IWB’s web site on the Internet should not be construed by any consumer and/or prospective client as IWB‘s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by IWB with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of IWB.  A copy of IWB‘s current written disclosure statement discussing IWB‘s business operations, services, and fees is available at the SEC’s investment adviser public information website – or from directly from IWB upon request at no additional cost.

This website and information are provided for guidance and information purposes only.  Investments involve risk and unless otherwise stated, are not guaranteed.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy.  This website and information are not intended to provide investment, tax, or legal advice.