Refine & Implement


Understand Your Situation

Learning about your situation is the first step in our process, and without a doubt the most important step. Many of us have similar goals, but each situation is different and we're careful to focus on your particular situation. Typically, we'll start the process by learning about your: Balance Sheet, Cash Flow, and your Goals

Identify Your Goals

We all have goals, but often, we haven't taken the time (or had the resources) to clearly define our goals in a manner that will allow us to make accomplishing them a reality. Through this process, we'll invite you to dream big and to paint us a picture of what you want your future to look like.  Typically, we'll cover things like: Building an Emergency Fund, Investments, Retirement Planning, and, Insurance Planning.

Analyze Your Goals

Now that we've outlined your goals, it's time to run the numbers so we see if you're currently on track.  Our software will tell us one of two things: 1) that you're n track, or 2) that we have some work to do.  Don't worry too much about the results, because this is a marathon and we have time on our side.  

Develop Your Plan

Once we've analyzed your goals, we'll begin the process of creating your road map to success.

The plan will be comprehensive in nature and will consider personal accounts that you have control of in addition to your employers benefits, and government-based programs like Social Security & Medicare.

Present Customized Strategies

Before you can take action on your financial plan, we'll want to review our ideas with you so we can ensure that our recommendations meet your needs and expectations.  Each family's financial strategies are tailed to their specific wants, needs, goals, and expectations so we want to ensure a perfect fit.

Implement Solutions

After working together to refine our recommendations, we'll start the process of implemented new recommended strategies. We'll take special care to continue using the strategies that are working while integrating new approaches that will push your financial plan to the next level.  

Monitor Your Plan

The final step of the planning process is to monitor your plan over the years.  We live in a world that's constantly changing, and although an oldie can be a good, we don't want today's best practices to become outdated and sub-optimal over time. By periodically 'kicking the tires' we can ensure that your financial journey is a smooth ride and that you feel comfortable and confident throughout the adventure.

Innovative Wealth Building LLC (IWB) is a SEC registered investment adviser. IWB may only transact business in those jurisdictions in which it is registered or qualifies for an exemption or exclusion from registration requirements. IWB’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of IWB’s web site on the Internet should not be construed by any consumer and/or prospective client as IWB‘s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by IWB with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of IWB.  A copy of IWB‘s current written disclosure statement discussing IWB‘s business operations, services, and fees is available at the SEC’s investment adviser public information website – or from directly from IWB upon request at no additional cost.

This website and information are provided for guidance and information purposes only.  Investments involve risk and unless otherwise stated, are not guaranteed.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy.  This website and information are not intended to provide investment, tax, or legal advice.