When you choose Innovative Wealth Building, you get the support of a dedicated team of professionals. We work together to serve your best interest, and we're excited for the opportunity to partner with you!

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CEO, President, Financial Planner

In a world of tough financial choices, Warren has been a beacon of knowledge for his clients since 1999. 

As a comprehensive financial planner, Warren is able to provide value to his clients in many ways, but what makes Warren unique is the level of dedication that he’s displayed over the years. When Warren says he will be there you know that he will, even if that means driving across the country or hopping on an airplane.

Equally impressive is Warren’s acquired knowledge of Federal Employee Benefits and Survivorship Planning. Over the years Warren has become locally renowned as the go-to planner for helping widows/ widowers navigate one of the most challenging times in their lives.  

Before becoming a financial planner, Warren honorably served 24 years in the United States Navy and retired as a Senior Chief Petty Officer.  Educationally, Warren graduated from the University of Maryland University College with a Bachelor’s degree in Business Management.

When he’s not working (which is often around the clock), Warren enjoys golfing and supporting local St. Mary’s County and Military-based organizations.  Warren is married to his wife, Debbie. He has four children, and six grandchildren. 

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Chief Marketing Officer & Financial Planner

Jennifer has been a financial planner since 2016, and during that time, she’s had the unique ability to learn the business from one of the best advisors to ever wield a pen and a calculator.  As a former Federal Employee, Jennifer has a robust knowledge of Federal Employee benefits and has the educational backing to deliver massive value to current/ retiring federal employees.

In addition to having Federal Employee benefits experience, Jennifer is also a very accomplished financial planner that has helped create and deliver hundreds (if not thousands) of financial plans.  The comprehensive plans provide marching orders to help individuals and families take efficient steps toward their financial hopes and dreams. 

Prior to becoming a Federal Employee, Jennifer earned a Bachelor’s degree from Salisbury University.  Shortly after, Jennifer completed her Master’s of Business Administration (MBA) at the University of Maryland University College.

When she’s not helping clients, Jennifer loves to organize. Whether it’s around the home or at the office, Jennifer is on a constant quest to find helpful items that can make life easier and keep things tidy. Jennifer also enjoys fine wine and spending time with her husband, Sean, and their daughter, Ellie.

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Chief Technology Officer & Financial Planner

Kennah has been a Financial Planner since 2016. Since then, she’s been a top-performing financial advisor in Hawaii, she’s trained financial advisors at a corporate headquarters, and she’s also served as lead financial educator for companies and nonprofit organizations in the Washington D.C. area.

Never satisfied with the pace of her professional growth, Kennah became a Certified Financial Planner (CFP) and a Chartered Financial Planner (ChFC) very early in her financial planning career.  Kennah is a new client creating machine, she’s very experienced with building financial plans, and she also enjoys teaching clients how to invest wisely and how to plan for retirement.

Prior to becoming a financial planner, Kennah worked in several professional roles and also co-founded a startup company.  In the realm of formal education, Kennah graduated from Hawaii Pacific University at the age of 19 with a Bachelor’s Degree in International Business.

Kennah is passionate about fitness and nutrition and is also a CNC (Certified Nutrition Coach) in her spare time.  Additionally, Kennah enjoys working out, eating delicious foods, and spending time with her husband, Terry, and their son, Everett.



Founder & Financial Planner

Terry joined the financial services industry in 2011 and became a financial planner in 2013. During his career, Terry has held positions as: Financial Planner, Corporate Trainer, and District Manager.  When he’s not working directly with clients, Terry spends time mentoring other advisors and delivering presentations about: Investments, Retirement Planning, Social Security, and many other topics.

Terry is constantly on the quest for knowledge so he can deliver as much value as possible to the clients he serves.  Currently, he has the following professional designations: Certified Financial Planner (CFP), Chartered Financial Consultant (ChFC), Wealth Management Certified Professional (WMCP), and Chartered Life Underwriter (CLU). Additionally, Terry is a seasoned financial planner and is has a significant amount of experience creating financial analysis and projections.

Prior to joining the financial services industry, Terry attended St. Lawrence University where he received a double major in Economics and Psychology with a minor in Mathematics. 

Terry is a taco enthusiast; he enjoys playing sports and spending time with his wife, Kennah, and their son, Everett.

Innovative Wealth Building LLC (IWB) is a SEC registered investment adviser. IWB may only transact business in those jurisdictions in which it is registered or qualifies for an exemption or exclusion from registration requirements. IWB’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of IWB’s web site on the Internet should not be construed by any consumer and/or prospective client as IWB‘s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by IWB with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of IWB.  A copy of IWB‘s current written disclosure statement discussing IWB‘s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from directly from IWB upon request at no additional cost.

This website and information are provided for guidance and information purposes only.  Investments involve risk and unless otherwise stated, are not guaranteed.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy.  This website and information are not intended to provide investment, tax, or legal advice.